Issues facing America: Underinsured patients

By Ryan M. Nunley, MD, and the Washington Health Policy Fellows

Editor’s note: Throughout 2008, the “Ahead of the Curve” series by the Washington Health Policy Fellows will highlight various healthcare issues important to the national presidential election. The first column focused on the uninsured; this issue highlights the underinsured.

Although many people can define the term “uninsured,” not as many know what “underinsured” means. Underinsured people have some form of health insurance, but lack the financial protection needed to cover out-of-pocket medical care expenses.

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