Retirement plans: Choose one and invest regularly

By Frank M. Griffin, MD

When retirement plans make news, it’s usually bad—which is a primary reason for having professional assistance in setting up a retirement plan and for regularly reviewing established plans. You don’t want to approach retirement and get bad news about your retirement plan.

Defined benefits, contributions
Most retirement plans are “qualified plans,” meaning that they meet certain Internal Revenue Service requirements that offer tax advantages to both the employee and the employer. Most plans are either defined benefit or defined contribution plans.

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