The True Cost of Self-Funding Long-Term Care

Ben Snowden

According to the U.S. Department of Health and Human Services, about 70 percent of individuals older than age 65 will require long-term care (LTC) at some point in their lives.

As people grow older, they may become more aware of their frailties, which seem to sneak up and burst out. Simple motions such as walking or standing can cause sudden flares of pain. Memory doesn’t work as quickly and accurately as it once did. Seemingly normal functions require more time and effort.

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